• Get started on your mortgage
  • Buying your first home, next home, investing in property or just keen to review your mortgage?
  • Apply online
  • Put your savings to work
  • Earn better returns and access your money with no penalties.
  • Start investing now

Looking for The Home Loan Shop? You're in the right place.

Keen to chat to your usual Home Loan Shop mortgage adviser? 
Find your adviser   Apply for a mortgage


Group photo of Squirrel Wellington advisers (formerly The Home Loan Shop)

Same local experts, same local advice

The Home Loan Shop has officially rebranded to the leading mortgage brokerage Squirrel.

If you're a customer of The Home Loan Shop, not much is changing. You'll still be dealing with exactly the same people, and have access to the same local expertise and impartial advice you've always had. We've simply brought together two like-minded businesses as one - and with Squirrel there's an added benefit from the size, technology and expertise of the wider business.

Carley - Mortgage adviser at Squirrel Wellington (formerly The Home Loan Shop)

So who are Squirrel anyway?

Squirrel has been around since 2008 and is one of New Zealand’s largest mortgage brokers. We help people purchase over $2 billion worth of property each year as a mortgage broker, and we’re also a non-bank lender, for those who don't fit inside the bank's box.

Mortgage broker

We get to know you, and work with all the main lenders to find the solution that best fits you and your goals.

Lender

Not everyone fits inside the bank box. That's where our own unique lending products come in.

Savings and investments

Earn higher returns on your savings by investing into Squirrel loans or using our high-interest On-Call Account. 

We've got access to more banks, meaning more choice and a better deal

Personalised advice and a hot interest rate, from anywhere

Pop in to our office for a chat, or do it all online in your pyjamas if you like. You’ll receive personal, impartial advice via phone or email from our team of mortgage brokers and you’ll get a great mortgage rate too.

We’ve got more than 600 five-star Google reviews to show for it.

5 star review from Molly of Sloan - Squirrel mortgage adviser (formerly The Home Loan Shop)
Couple with dogs in bed

We’ll compare all the main banks and weigh up the options, so you don’t have to.

We’ll also answer those niggly questions, like:

  • What’s the lowest interest rate in market?
  • Fix or float, or a combination of both?
  • Which bank is best for me?
  • Can I avoid break fees?
  • How much could I be saving?

Ready to get started?

Start your online application

We work for you, not the bank or the real estate agent

Unbiased, personalised advice

Our advisers are paid the same no matter which lender you end up with, so their only motivation is to make you better off.

Simplify things

It might seem like a minefield of jargon but it doesn’t have to be. We're here to make it easy.

Save money

Having the right home loan solution in place will save you thousands.

Keen to apply for a mortgage or refinance?

  1. Fill in our online application
  2. Get assigned your own mortgage adviser
  3. Receive personalised advice and a solution tailored to your situation
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Everything you need to know in one place

Stay up to date with the housing market, interest rate movement and the economy on our blog.

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See why our clients love us

See for yourself what our clients think with 1431 five star reviews on Shopper Approved.

Luke Murray

New Zealand

It was a great experience. The refinance helped me greatly and put me in a position to keep my apartment
LM

Ryan

New Zealand

The service I got from Squirrel was extremely efficient. They dealt with my loan so easily and achieved a result greater than what I was expecting
R

William

New zealand

Sudam our advisor was so helpful, patient and knowledgeable and made the whole process super easy with a great final result
W

Ryan Grant

New Zealand

Alex McRobbie was awesome! Informed knowledgeable and understanding! best outcome and awesome person to deal with! Couldnt recommend highly enough
RG

Martin

New Zealand

Helped me get an improved rate and sorted out my needs. Great communication, kept me up to date throughout the process.
M

Dan Clark

New Zealand

Kat McInnes was so helpful and a pleasure to deal with.Kat made the whole experience less stressful and so straight forward. I would have no hesitation in recommending Kat to anyone who needs any help with Mortgage lending.
DC

Denoa Amoa

New Zealand

Eleanor was very communicative, explained to me the best options and structure available, and guided us through what was a complicated process due to the structure of the ownership.
DA

Anonymous

New Zealand

My advisor was excellent-he was responsive and explained options well to me. He followed up on what he said he would do and was great at communicating with me.
[N